Auto Insurance Wawanesa

Auto insurance: Found Wawanesa cheaper than Mercury?

Anyone in California find that Wawanesa is much cheaper than Mercury. For our two infiniti family the rates for 1 year was WaWa-$1150 vs Mercury ($1,650) What gives here?? Why the big disparity?

The answer is because Wawanesa is much stricter on who they will accept as customers. Mercury is more lenient, so there for, is assuming a greater risk at having to pay a claim.