Auto Insurance Templates

Does anyone have a prepared list of line-by-line items to compare when choosing an auto insurance policy?

Just when I think I’ve got a fair quote, I realize there’s a line item missing. I’m looking for a template that lists all the options in all categories (comprehensive, liabilty, collision etc) so I can just fill in the numbers and compare.

Liability coverage =required by law in most states, pays for damages/injuries if at fault

Collision coverage =required if you have a loan on auto; pays for damages to YOUR auto minus a deductible

Comprehensive; =same as collision;

Medical payments and or PIP; pays for injuries to driver and all passengers if injured, regardless of fault

Rental coverage; pays for rental car for YOU if car in body shop or undrivable from accident

Uninsured bodily injury; pays if NOT AT FAULT, but other driver has no insurance; ie; hit/run

Under-insured bodily injury; same as above with exception, other driver has insurance, but not enough; ie; has $10k coverage, but injuries are $20K; his insurance pays $10K and your coverage picks up the remaining $10K.

Make sure that each coverage you choose has the same limits to compare.

ie; $25K liability will cost more than $10K liability.

hope this helps